Privacy Policy

Last modified:  May 5, 2016

Introduction

Access Wealth Management, Inc. (together with any of its affiliates, collectively, “Company” or “we”) respects your privacy and is committed to protecting it through our compliance with this policy.  This policy describes the types of information we may collect from you or that you may provide when you visit the website www.accesswm.com (the “Website”) and our practices for collecting, using, maintaining, protecting and disclosing that information.

This policy applies to information we collect on the Website and in e-mail and other electronic messages between you and the Website.  It does not apply to information collected by: (i) us offline or through any other means, including on any other website operated by Company or any third party; or (ii) any third party, including through any application or content (including advertising) that may link to or be accessible from the Website.

Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it.  If you do not agree with our policies and practices, your choice is not to use the Website.  By accessing or using the Website, you agree to this privacy policy.  This policy may change from time to time.  Your continued use of the Website after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates.

Children

The Website is not intended for persons under the age of 18, and persons under the age of 18 are not permitted to register for registered access to the Website.  The Company does not knowingly collect personal information from children.  If you are under the age of 18, please do not submit any personal information through the Website.  We encourage parents and legal guardians to monitor their children’s Internet usage and to help enforce our privacy policy by instructing their children never to provide personal information on the Website.  If you have reason to believe that a child has provided personal information through the Website, please contact us by email at  info@accesswm.com, and we will endeavor to delete that information from our databases.

Information We Collect About You and How We Collect It

We may collect several types of information from and about users of the Website, including information:

• by which you may be personally identified, such as name, postal address, e-mail address or telephone number  (“personal information”);
• that is about you but individually does not identify you; and/or
• about your internet connection, the equipment you use to access the Website and usage details.

We may collect this information:

• directly from you when you provide it to us;
• automatically as you navigate through the Website (information collected automatically may include usage details, IP addresses and information collected through cookies and other tracking technologies); and
• from third parties, for example, our business partners.

Information You Provide to Us

The information we collect on or through the Website may include information that you provide by filling in forms on the Website and records and copies of your correspondence (including e-mail addresses), if you contact us.

Information We Collect Through Automatic Data Collection Technologies

As you navigate through the Website, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions and patterns, including:

• details of your visits to the Website, including traffic data, location data, and other communication data and the resources that you access and use on the Website; and
• information about your computer and internet connection, including your IP address, operating system and browser type.

We also may use these technologies to collect information about your online activities over time and across third-party websites or other online services (behavioral tracking).

The information we collect automatically is statistical data and does not include personal information but we may maintain it or associate it with personal information we collect in other ways or receive from third parties.  It helps us to improve the Website and to deliver a better and more personalized service, including by enabling us to:

• estimate our audience size and usage patterns;
• store information about your preferences, allowing us to customize the Website according to your individual interests;
• speed up your searches; and
• recognize you when you return to the Website.

The technologies we use for this automatic data collection may include cookies.  A cookie is a small file placed on the hard drive of your computer.  You may refuse to accept browser cookies by activating the appropriate setting on your browser.  However, if you select this setting you may be unable to access certain parts of the Website.

How We Use Your Information

We use information that we collect about you or that you provide to us, including any personal information:

• to present the Website and its contents to you;
• to provide you with information, products or services that you request from us;
• to fulfill any other purpose for which you provide it;
• to provide you with notices about your account;
• to notify you about changes to the Website or any products or services we offer or provide though it;
• in any other way we may describe when you provide the information; and
• for any other purpose with your consent.

We may also use your information to contact you about products and services  that may be of interest to you.

Disclosure of Your Information

We may disclose aggregated information about our users without restriction.

We may disclose personal information that we collect or you provide as described in this privacy policy:

• to our subsidiaries and affiliates;
• as needed to provide the services you have requested;;to fulfill the purpose for which you provide it;
• for any other purpose disclosed by us when you provide the information; or
  with your consent.

We may also disclose your personal information to comply with any court order, law or legal process, including to respond to any government or regulatory request;

Accessing and Correcting Your Information

You can review and change your personal information by logging into the Website and visiting your account profile page.

You may also send us an e-mail at info@accesswm.com to request access to, correct or delete any personal information that you have provided to us.  We may not be able to delete your personal information except by also deleting your user account.  We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.

Proper access and use of information provided on the Website is governed by our Terms of Use.

Data Security

We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration and disclosure.

The safety and security of your information also depends on you.  Where we have given you a user name and password for access to certain parts of the Website, you are responsible for keeping your user name and password confidential.  You should not share your user name or password with anyone.

Unfortunately, the transmission of information via the Internet is not completely secure.  Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to the Website.  Any transmission of personal information is at your own risk.  We are not responsible for circumvention of any privacy settings or security measures contained on the Website.

Changes to Our Privacy Policy

It is our policy to post any changes we make our privacy policy on this page.  If we make material changes to how we treat our users’ personal information, we will notify you by e-mail to the primary e-mail address specified in your account and/or through a notice on the Website home page.  The date the privacy policy was last revised is identified at the top of the page.  You are responsible for ensuring we have an up-to-date active and deliverable e-mail address for you, and for periodically visiting the Website and this privacy policy to check for any changes.

Contact Information

To ask questions or comment about this privacy policy and our privacy practices, contact us at: info@accesswm.com